Health Insurance In The Year 2050 – What Will It Look Like?
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Health insurance in 2050. Major changes will certainly occur in the next 40 being. But I bet you didn’t realize how much health insurance will change for individuals and families. Here’s a tongue and cheek peek into the future of our health care system.
Obamacare is a unfriendly memory. Defunded and repealed in 2013, the new national health care system is called Krukcare, named after an ex-major league baseball player that devoted his life to reducing health care cost and providing affordable coverage for all Americans.
Krukcare is backed by a law that requires all US citizens to have an annual comprehensive physical examination until age 50. After age 50, examinations are required every three months. Any individual that refuses to undergo a required physical is forcibly sent to a locking up camp in Wyoming for 30 days.
Krukcare provides 95% coverage for all approved major medical claims, ad hoc office visits, preventive expenses and prescriptions. Cosmetic surgery is excluded unless the insured is over 70 being ancient. Any person below age 70 can qualify for free cosmetic benefits only if they can run a mile below six minutes.
The only major exclusion is treatment for Groats Disease, a debilitating condition that is characterized by silliness, delusions and regressive behavior. It afflicts more than 500 persons every century and there is no renowned cure.
In the year 2050, Health Savings Accounts (HSAs) no longer exist. Instead, a well loved option is a Personal Retirement Account (PRA) which allows you to withdraw funds tax-free from the account that finances your retirement. Since the average retirement age is 92, you have plenty of time to pay it back. Medicare has been replaced by Medishare, which starts on the second Tuesday following your 92nd birthday.
Although Blue Cross, Aetna and UnitedHealthcare are still in business, the leading health insurance company is now “Green Cross,” a non-profit organization that uses no paper products. The typical Green Cross office has only “virtual” employees, sets their thermostat at 50 degrees and discourages customers from compelling showers more than twice per month. Customers that wash their clothes in cold fill up are given a 25% discount on their health insurance rates.
Since hovercraft have replaced cars as the principal mode of transportation, in 2050, you are accessed a 20% surcharge on your health insurance if you drive a car more than twice per
